Maryland Uninsured or Underinsured Motorist Attorneys
Uninsured/Underinsured Motorist Accident
It’s hard enough to deal with the aftermath of a motorcycle accident, even when you have the good fortune to discover that the individual who hit can pay for the damage. But if the driver lacks the proper insurance to compensate you, the situation can be maddening. Uninsured and underinsured accident cases can take some time to resolve. Your insurance company may cover you -- but usually only up to a point. Insurance companies are set up to discourage claims, so don’t expect that your company will suggest ways for you to maximize your pay out.
This isn’t to say that victims of uninsured or underinsured motorists can't get good compensation. However, there are literally dozens of hidden pitfalls that you may face on the way. For instance, if you make certain statements to an insurance adjuster -- even if you don’t excuse the other driver or admit fault in any way -- you can ruin your chances of strong compensation without even knowing it. Furthermore, the amount of compensation available to you is limited to the amount of the uninsured/ underinsured coverage that you have on your policy. So if your case is worth $100,000 but you only have $20,000 in uninsured/ underinsured motorist coverage you will be limited to recovering the $20,000. Remember rule #1 about insurance companies: they want to minimize how much they have to pay out for your injuries and pain and suffering.
To fight back against potential problems, take detailed notes about your case. Take pictures of the accident scene, if possible. Document any notes or witness accounts. Keep copies of police reports filed or medical records relating to the case. And finally, speak with an attorney about ways to resolve your underinsured or uninsured injury case. With an experienced Maryland underinsured motorcycle accident lawyer supporting your efforts, you can avoid the most common traps that claimants fall into and set out an effective action plan.
The highly reputed attorney Steven H. Heisler would be happy to discuss your underinsured/uninsured accident case with you at your convenience. You can find out more about Steve Heisler or email him for a consultation here on our website or you can phone the offices during regular business hours at 1-877-228-HURT (4878) to set up an appointment today.